GREAT OPPORTUNITY to live or invest in the Boyne Island / Tannum Sands region! Note two separate titles
1/41 Bauhinia Street, Boyne Island QLD 4680
Sold
4Bedrooms
2Bathrooms
2Carspace
Located in Boyne Island, these quality built, identical modern 4-bedroom homes offer both comfort and convenience, with minimal ongoing maintenance.
Both are on separate titles and are available individually or double down and take both for the astute investor with an estimated rent of $560 - $580 per week.
Just a five-minute drive will take you to the beautiful Tannum Sands beach. Both homes feature a master bedroom with an ensuite, while three of the bedrooms are equipped with air conditioning. The living area also boasts split system air conditioning, ensuring year-round comfort. The modern kitchen is equipped with gas cooking, a dishwasher, and stainless steel appliances.
Enjoy outdoor living in the undercover entertainment area, complemented by a small, very low-maintenance yard. Additional features include a larger automatic double lock-up garage. Each dwelling is fully fenced and has it's own privacy.
Note - Both homes are on an individual title and share common area for driveway access. They can be sold individually or as a package.
Ideal for the investor or home buyers looking for low maintenance home.
Obtain a rental appraisal for this property from a property manager expert
Let’s go get your home.
Testimonials
What our clients saY about us
Seller of house in Captain Creek!
Matt had a great deal of knowledge with market trends, always was punctual and helpful with any questions. Always kept me informed of what was happening with the sales in the area.
Buyer of a property in Agnes Water
Purchased our first property through James. He went above and beyond to find us the perfect place that suited our needs. He and the staff made the process so easy from start to finish. Couldn't fault him or the staff.
Super happy!
Buyer of house in Walkervale, QLD
Vicki was extremely professional, efficient and lovely from the start. She went over and above for us and made the purchase process seamless, especially as I was in another state.
Vicki is very knowledgeable and her years of experience show through our dealings with her.
We have had dealings with other real-estate agents over the last year and I would highly recommend that you engage Vicki if you are looking to buy or sell.
Seller of house in Svensson Heights, QLD
We have engaged Vickie on a number of occasions to sell our properties,and once again she has delivered on a price above our expectations. With in 24 hours of the open house we had a signed contract and a smooth transition through the contract process with Vicki giving regular updates on progress. Vicki is number 1 in real-estate in Bundaberg for us.
Buyer of house in Bundaberg North, QLD
Vicki had a great market knowledge and her professional approach helped making this process a lot easier and enjoyable😘,I would like to thank Vicki and the team at McGrath Estate Agents for her constant support in helping me purchase new home.She is always just a message away offering her guidance, thanks Vicki!
Seller of house in Bundaberg North, QLD
Vicki is outstanding!!! She knows her job inside and out and always has your best interests at heart. Vicki will always put you first and will go above and beyond to get you the results you want.
I’d highly suggest Vicki to sell your house for you!!!
Seller of unit in Bundaberg South, QLD
We have dealt with Vicki on 5 occassions buying and selling properties and honestly would no consider using any other agent. Her professional manner and knowledge is second to none. Our most resent sale was a property in Bundaberg with us living in a different town ,there was some minor issues which required rectifying which Vicki was more than happy to manage for us and complete the sale in 10 days from contract signing.
Buyer of house in Millbank, QLD
Vicki was helpful and professional in the whole process
Seller of house in Millbank, QLD
My sister and I called Vicki to assist us with the sale of our parents property. She provided an enormous amount of knowledge and guidance through what was a difficult time for us.
We found great comfort in her obvious expertise and industry experience.
Neither of us live locally, which wasn't an issue because Vicki took ownership of issues when we were unable to be present.
Seller of house in Svensson Heights, QLD
Vicki is a very experience realtor with an excellent knowledge of the Bundaberg market. She has been selling properties for me for over 15 years. She is open and honest with property evaluations and feedback. Always helpful with suggestions that improve the sale potential of the property.
Buyer of unit in Svensson Heights, QLD
We had the privilege of interacting and doing business with Vicki Hodges from PRD Bundaberg and recently purchased an investment property through Vicki.
Vicki's eye for detail and service are impeccable and we absolutely liked listening to Vicki's advise regarding an investment property. Vicki's knowledge of the local Bundaberg market is thorough and she is a seasoned player within the field. We have interacted with a few real estate professionals but, Vicki is a 'breed apart'.
Seller of house in Maroondan, QLD
Excellant communication. Vicki has your interest in mind 100% no mucking around very professional and knows what you want even if u dont. Very friendly and professional i wouldnt have any other agent. Great work vicki thankyou. She even found a terrific house for us to buy.
Seller of house in Bundaberg West, QLD
Ainsley was very good. AI was an absentee vendor so he arranged for things (new carpets), showed initiative in optimising house for photographs with the handicap of an untidy tenant. He attended to jobs that maybe I should have been doing, but it was not trouble for him. I believe his marketing strategy was excellent and efficient yielding bumper offers, and he negotiated well, given a particular defect in the roof sheeting. It yielded results I was happy with.
Buyer of house in Bundaberg North, QLD
Very helpful. Won’t just sell you the property will actually take time out of his day to help you with anything. Very polite. 100% recommend Ainsley. Will definitely be going through him with any future sales.
Seller of house in Rubyanna, QLD
We found his knowledge to be very true and valuable.He certainly knows the real estate industry very well. He has a wonderful keen manner when dealing with his clients. It was a very positive experience.
Seller of unit in Bundaberg West, QLD
Ainsley has always been honest with his appraisal and has always read the market well. He has represented my properties for many years & has always been professional & personal. Ainsley has been like a family member. I would only ever deal with Ainsley @ McGrath Real Estate.
Seller of house in Norville, QLD
Ainsley Driver was most helpful and I would highly recommend him and his team.
Seller of house in Ashfield, QLD
Ainsley was incredibly professional, a great person to work with after choosing mcgrath to sell our family home, house was listed and sold in less than 30 days
Would highly recommend him and the team at mcgrath
Buyer of house in Avenell Heights, QLD
We felt that Ainsley and Zak treated us with respect and met all of our needs. They are a professional team and courteous in all regards. We have bought and sold property on a number of occasions and we are confident in recommending their services for all your realestate needs.
Buyer of house in Bundaberg East, QLD
We were lucky enough to purchase a house using McGrath and dealt with Zak who was fantastic. As first time home buyers it felt like a daunting task but Zak made it easy and walked us through all the steps. We could not recommend Zak and the team at McGrath enough when purchasing a home.
Seller of house in Walkervale, QLD
Professional honest helpful and reliable agent. I would recommend his services to anyone. We just want to thank Ainsley and his team for getting the job done with minimal fuss
Seller of house in Bundaberg East, QLD
Easy to deal with
Straight honest advice
Excellent communication
The highest level of professional service
All add up to a smooth quick sale at a price we were super pleased with
Seller of house in Bundaberg North, QLD
PRD Bundaberg managed to sell our investment property for some where near the the market value. They have also managed the investment property for over 5 years now and have always made sure our investment was well looked after.
The selling processes was a little frustrating with some lack of communications at times through the open homes and feed back.
In saying that i would recommend them to look after your investment property.
Ainsley does work hard and goes out of his way to achieve a result
Seller of house in Kepnock, QLD
We have used Ainsley and prd several times and found him very approchable and professional in his job. I would recommend Ainsley's services to any who may it. No doubt we will need his services in the future . Thanks to Zac who also helped out thanks Matt and Dianne Bennie.
Buyer of property
Our recent purchase in Bundaberg was made very simple by Zac, Ainsley and the team at PRD. . All of the staff at the PRD Office, that we had the pleasure of dealing with, were very helpful, polite and professional at all times. We would highly recommend them to anyone considering buying, selling or renting
Ainsley's response
Thank you Tanja, it was a pleasure working with you!
Seller of house in Sharon, QLD
Great communication. Ainsley has a great knowledge of the local market and was on time for all appointments. Highly recommend Ainsley and his PRD team.
Ainsley's response
Thank you both! It was great working with you again and helping you achieve your property goals!
Buyer of house in Millbank, QLD
We felt very supported in buying our first home and really appreciate Zak and Ainsley's efforts in making the process easy and painless. Zak made every effort to accommodate our busy schedule and was able to work with us to find a property that suited our wants and needs.
Ainsley's response
That is so great to hear! It was a pleasure for our team to assist you in purchasing your first home! 🥂
Seller of house in Thabeban, QLD
My wife and II found Ainsley to be diligent and prompt in his handling of our sale, he was always fast in response to our questions and requests leading to a quick sale for the right price. We would not hesitate in doing business with Ainsley again
Seller of house in Kalkie, QLD
We have purchased and sold properties through Ainsley now for quite a few years. We have always found Ainsley to be professional, honest and to the point. Our homes have sold quickly and we have secured properties smoothly thanks to Ainsley and his knowledgable team. We would highly recommend this PRD team!!
Buyer of house in Avenell Heights, QLD
I highly recommend Ainsley and Zak at PRD for anyone buying or selling. I dealt directly with Zak and he was spot on with every detail i needed to know when purchasing my first home. I dont think Zak could have made the process any easier and kept me up to date with everything i needed to do along the way. Zak was very easy to deal with, full of information and was never in your face and pushy at viewings of properties. If i was to buy again or sell my first choice would be Ainsley and Zak.
Buyer of house in South Kolan, QLD
The PRD team were awesome to work with, Ainsley was very helpful and calm through the whole process. Will always go through Ainsley for future purchases or selling.
Highly recommend PRD!
Buyer of house in Branyan, QLD
Ainsley helped us to sell our home and for the purchase of our new home.We couldn’t recommend Ainsley enough he went above and beyond our expectations ,we would also like to thank his team Cherie and Zac for their support as well.
Very professional and friendly to deal with
Seller of unit in Bargara, QLD
Excellent knowledge. Looked after me as the seller brilliantly. Assisted the tenants in relocating. Smoothed over any problems easily. I would recommend Ainsley to anyone who is considering selling or buying.
Ainsley's response
Thank you Sandra - it was great to work with you and so glad you are pleased with the result!
Seller of house in Maroondan, QLD
Maree and Peter went over and above to sell my property . Very friendly and communicative. Would recommed them if wanting to sell or buy. Thank you Maree and Peter. Great outcome
Seller of house in Bundaberg South, QLD
Maree and Peter went over and above selling my property. Very nice and friendly, kept me updated every step of the way. Absolutely recommend to be your selling agents.. this site would not allow me to use my property address..
Seller of house in Bundaberg South, QLD
Both great to work with, always went above and beyond for us & ended in a great result
Peter & Maree's response
Thank you Eloise 😘 it’s clients like you & Corey that make it all worthwhile! 💕
Seller of house in Avenell Heights, QLD
We highly recommend Peter and Maree, as selling our property for the first time we were given an exceptional experience. Everything was super easy with fantastic communication and knowledge. We would recommend Peter and Maree to anyone who is buying or selling a property. Thankyou for the service you provided us. :)
Seller of house in Avenell Heights, QLD
Peter & Maree did a wonderful job and sold my property within a few days of listing and well above my expectations. Thank you very much! Look foward to doing business again
Seller of house in Svensson Heights, QLD
Zak is an exceptional real estate agent who exceeded all expectations in selling our house. His market knowledge, professionalism, and dedication ensured a smooth process from start to finish. He skillfully negotiated offers, resulting in a great deal. With Zak, selling our home was an enjoyable and successful experience. Highly recommended!
Buyer of house in Gin Gin, QLD
I appreciate all the help Zak provided me in buying my first home. He thoroughly and patiently explained all processes involved. Zak’s genuineness, excellent communication and commitment made the entire process easier.
Seller of house in Bundaberg North, QLD
Zach's efforts and knowledge made my sale seamless, I can't recommend his services enough! A trustworthy realtor who communicates excellently and works in around your schedule. Thanks for all your help Zach.
Buyer of residential land in Gin Gin, QLD
Professional, talented, very honest , prompt response and supportive
Seller of house in Millbank, QLD
I was travelling outside of australia...Zac was prepared to advertise and did sell my property..with limited wi fi for myself...very frustating..all worked out...so big thankyou to Zac
Buyer of house in Walkervale, QLD
I would confidently recommend Zak, for selling or buying.
I recently purchased my new home with Zak's assistance. He was reliable, communication was great and he was always professional but friendly. He appears to be a genuinely decent person. Thanks Zak, Lynda
He's a genuinely good person and very professional.
Buyer of house in Bundaberg East, QLD
We bought a house from Zak and it couldn’t have been easier. As it was our first time purchasing a new home we were more than a little lost in the finer details but Zak made everything very clear for us and was extremely helpful and professional. We would recommend Zak to anyone looking to buy or sell.
Buyer of house in South Bingera, QLD
Zak showed true professionalism and displayed empathy and compassion. I would only use this agent again. Great service and great value.
Seller of house in Gin Gin, QLD
Zak's excellent communication skills, professionalism and good humor helped make the sale of our home a straight-forward and fun experience. Thank you so much Zak!
Seller of house in Svensson Heights, QLD
Highly recommend listing with Zak. He was professional and easy to deal with. Zak was an excellent communicator and kept me up to date through the whole process. Our sale was quick and a great result!
Buyer of duplex/semi-detached in Bargara, QLD
Kynan did a great job keeping me in touch with the owners and any requests I had. Made it a very easy smooth transaction
Seller of duplex/semi-detached in Bargara, QLD
Kynan achieved our sale within his estimated range, which reflects his knowledge of the current market. He followed up meetings and phone calls promptly and punctually. His friendly and professional demeanour made dealing with him an absolute pleasure. We would not hesitate to recommend him to others thinking of selling.
Buyer of house in Bargara, QLD
Kynan found us our perfect home in the location we wanted. Professional, friendly and made the purchase seamless.
Fantastic to deal with!!
Seller of house in Innes Park, QLD
Very helpful, great market knowledge, very professional and reliable.
Seller of unit in Bundaberg South, QLD
Kynan was professional, trustworthy and always kept me informed of each step of process of selling my unit.
Buyer of house in Kepnock, QLD
Met Kynan and Mark at an open house they were awesome so friendly and helpful, even helped us so we could checkout the home the following day. Nothing was to much trouble. Helped us all through the process of buying our home. Even up to when we we’re waiting on solicitors. Thankyou guys love our home!!!
Seller of house in Ashfield, QLD
Kynan was amazing throughout the sale process of our property. He is very knowledgeable. He kept us well informed every step of the way. I would not ask for anyone else.
Buyer of house in Ashfield, QLD
Kynan impressed us with his efficient and professional manner for the purchase of our new house. He was up to date with market information and followed us up in a timely manner. We were very impressed. Thank you so much Kynan.
Seller of house in Bargara, QLD
Kynan was incredible throughout the whole process. He showed dedication and shared his knowledge and experience from day one. I would recommend Kynan to anyone.
Buyer of house in Branyan, QLD
You are a good young man in your profession. You deserve more money. The home we bought from you, you did a very good detail of the house explaining everything to us. We hope you do very well in your chosen profession. We know you will. You are always welcomed in our home.
To you and your family have a merry xmas and a happy new year.
Again from Annette and I thank you. NO
Buyer of acreage in Horton, QLD
She is one amazing lovely lady!
You will absolutely not regret working with Lou. Would not hesitate to work with her again. Highly highly recommend
Seller of house in Millbank, QLD
Louise was excellent! Timely from the get go with facilitating an initial phone call to drawing up the plans and starting the sales process. Excellent communication throughout and sold my unit so quickly! Louise was thorough and really friendly to deal with. Made the entire process a breeze and headache free! Could not be happier nor more impressed. Would highly recommended Louise to anyone selling in the region!
Buyer of house in Millbank, QLD
I found Louise a very easy person to deal with always went out of her way to help me in all aspects of real estate business would not have any trouble recommending her to other people will definitely use her again for any future dealings a very pleasurable experience for me
Buyer of house in Millbank, QLD
We found Louise to be very competent during the entire buying process.
She was prompt in answering queries and easy to deal with .
Seller of house in Millbank, QLD
I am very happy with the outcome of having Louise as my agent; she far surpassed my expectations.
Buyer of house in Bundaberg South, QLD
Louise was a fantastic agent to work with while purchasing our new home. She listened and worked with us every step of the way. Nothing was too much trouble for her at all.
Buyer of house in Sharon, QLD
Never have we met anyone like Lou!! She is absolutely outstanding and has a heart of gold!! From the moment we met her and talked about our needs for a home, she was behind us 100% and did everything in her power to make it happen. She cares about everyone involved in both buying and selling. We wont ever forget how much she helped us get to where we needed to be as a family.
If you want someone who actually gives you 100% of herself, give Lou a call!!
Seller of house in Kepnock, QLD
Louise is a very professional agent who achives great results. We are very pleased with the amount she was able to achieve for our sale it was above expectations.We found Louise to be always contactable, friendly, approachable and felixle with open home times to ensure intersted buyers could view home.We felt Louise was able to find the right buyer to get us the best possible price.
Highly recommend Louise if your thinking of selling.
Seller of house in Sharon, QLD
To say Lou went above and beyond is an understatement. It was a difficult and emotional sale, but Lou acted with great professionalism and helped me through it every step of the way, right up to settlement. Lou is genuine and committed to upholding my wishes and working closely with purchasers to achieve a win win solution. Buying or selling in future, I will never use another agent. She conducted herself ethically throughout the whole process and I am forever grateful for her handling my sale.
Buyer of house in Bundaberg South, QLD
Louise was fantastic all the way through purchasing my first home. Louise was always prompt in getting back to me and always went out of her way to make sure i was well looked after and that any requests i had she was able to cater to my needs where possible.
Louise was such a pleasure to do business with and if i buy another home i will surely go through her :) 10 stars!
Seller of house in Bundaberg South, QLD
Louise gave %110 effort to sell our property, she worked 24/7 and gave expert, market proven advise for the entire journey from first inspection till settlement. I would contract her again and recomend highly. I have owned 7 properties in my life , this was the best handled yet
Seller of house in Ashfield, QLD
Very knowledgeable of the market, kept me informed of what was happening as soon as possible. Very polite.
Buyer of house in Millbank, QLD
Louise is professional, friendly, honest and will go out of her way to help you with anything u need.
Thanks Lou 🤗
Buyer of house in Branyan, QLD
Very good communicator. Assisted me when and where I needed, especially considering this was my first home purchase and had minimal experience navigating the process. Lou made it easy and straight forward and was an excellent communicator between myself and the sellers of the property 😊.
Seller of house in Branyan, QLD
Louise is an absolute star! From the first contact with Louise when we were selling our house, to the finalisation, Louise went above and beyond to ensure the the process was smooth, stress free and successful. We have bought and sold a few properties and this is hands down the best experience with a real estate agent by a mile. If you need to sell or buy property in the Bundaberg region, look no further than Louse Parker for a professional, friendly, knowledgeable and trustworthy agent!
Seller of house in Millbank, QLD
Louise was a fantastic agent to work with, so warm and welcoming and was just lovely to deal with. It was the first time we have sold a house and she made the process easy every step of the way. We highly recommend Louise and we would definitely use her again for either as seller or a payer.
Buyer of house in Ashfield, QLD
A thorough professional who keeps her customers updated and goes extra mile to answer their queries.
Buyer of residential land in Bargara, QLD
Mark was a pleasure to deal with and made our purchase so easy.
Mark asked fantastic questions of us to work out what we wanted for our purchase.
We really enjoyed dealing with Mark and wouldn’t hesitate to have him list any sales we might have in the future.
Seller of house in Gooburrum, QLD
Working with Mark and his team was an ABSOLUTE pleasure He worked tirelessly to sell our property nothing was ever a problem for him His attitude was always respectful honest and sincere.He listened to us and acted accordingly A true gentleman in his field, a pleasure to work with Mark is rare treasure in the real estate industry He made a stressful time in our lives as pleasant and calm as possible Knowing he was working so hard behind the scenes for us was a huge comfort. Mark simply the best
Buyer of house in Bundaberg North, QLD
Buying a house through Mark was made so easy! The whole process was effortless which took the stress and pressure off us. I’m sure we had plenty of silly questions too but he never made us feel like they were.
Seller of house in Bargara, QLD
Mark is extremely experienced, honest, calm and realistic. He is easy to work with and very responsive keeping all parties of a sale in the loop. Together with Kynan, they make an unbeatable dream team!
Buyer of residential land in Burnett Heads, QLD
Mark was very helpful and knowledgeable re market and the area in general.
Buyer of house in Avenell Heights, QLD
I found Mark to know the market very well, he did not push like some salesmen do. He was very helpful and I would recommend him.
Seller of house in Bargara, QLD
Mark did a great job in helping the selling process progress smoothly after negotiating an excellent price for my home. He understands people and is willing to go the extra mile. Thank you for making a stressful time easier.
Seller of house in Avenell Heights, QLD
We were very grateful for all of Mark’s hard work and also Kynan in preparing and marketing our home for sale. He had a very good knowledge of the market and dealing with buyers and offering good advice which led to our sale. It was just like a walk in the park from start to finish.
Buyer of house in Bargara, QLD
We had a great experience buying our family home with Mark. He was very professional and responded to all our queries in a timely manner. Mark was very helpful during the negotiations and contract period. At settlement Mark was very generous with his time as well as presenting us with a thoughtful house warming gift. Thank you Mark!
Seller of house in Bundaberg South, QLD
A big thank you to Mark and kynan from McGrath real estate. Great communication and always responding to calls or emails promptly. Great advice and market value knowledge, listening to our needs and wants and delivering as promised.
Seller of house in Bargara, QLD
Mark was a natural choice for us. He was already a trusted name within the region and operated with polished professionalism. Mark listened to our story, knew what was important to us, and only approached us with vetted clients, with honest intentions.
In the end, we were able to secure the price we wanted, and know that our beloved home, was going to a beautiful local family, that we know will enjoy it the way we did.
We can’t recommend Mark and Kynan enough.
Seller of house in Bargara, QLD
Mark was knowledgeable, informative and very supportive in the process of selling my house. He got things done quickly and maintained great communication throughout.
Seller of unit in Bargara, QLD
Mark was extremely easy to work with to sell our unit. Very professional. Highly recommend Mark and his team to selling or buying your next property. They all work hard to achieve the best results.
Seller of house in Coral Cove, QLD
We are extremely pleased with Mark and the team at McGrath Realestate regarding the sale of our home.
In addition to Mark’s negotiation skills and professionalism, his prompt communication with all parties was exceptional, ensuring hassle free settlement.
We thoroughly enjoyed our customer experience and highly recommend speaking with Mark should you decide to sell your property.
Thank you.
Seller of house in Branyan, QLD
Mark is an awesome agent i have bought and sold many houses through him and he is always extremely thorough and right on the ball. His understanding of the market was spot on as always.
Buyer of house in Bundaberg North, QLD
just want to say thank you to Mark Gelsomino,
for his overall professional serves he provided me and my family
highly recommend..
Seller of house in Svensson Heights, QLD
We highly recommend Mark, he is the BEST in the business!
Mark excuted a seamless campaign on the sale of one of our investment properties. From beautiful professional photography, to online marketing / social media and him personally hitting phones and contacting his database, to encourage as much buyer enquiry as possible.
Our property was sold in under 24 hours, with high multiple offers!
Mark and his Team were professional, informative and worked hard to achieve the ultimate outcome!
Seller of house in Ashfield, QLD
Ainsley and the Team at PRD, were a pleasure to deal with in selling our home.
Nothing was to much trouble and the communication throughout the whole process was above expectations.
Ainsley's response
Thank you Scott and Jules, we loved helping you achieve your goals!
Seller of house in Walkervale, QLD
Mark's just an incredible agent, you honestly won't find anyone better. We had a very difficult situation as we needed to sell Mum's property REALLY fast for the right price in a market with stiff competition. Thankfully Mark was able to design and execute a strategy (including his personally hitting the phones to ring hundreds of people in his network) that chased down our perfect buyer. He's a rare professional, delivers everything he promises, and is an absolute pleasure to work with!
Buyer of house in Kepnock, QLD
Mark was very easy to work with, nothing was a problem. Helped find the perfect family home for us. Very Professional with great communication throughout the whole process. Mark was reliable and genuine.
I highly recommend Sarah as a Property Manager
Sarah Felton has been my property manager for a property portfolio of over 25 properties for over four years. Despite being a bloody Kiwi, Sarah is thorough, professional and courteous. She exhibits a genuine care for the properties and understanding and empathy for the tenants. Her attention to detail and proactive management provides me confidence in my investment portfolio returns will be optimised, but done so in a manner that maintains the assets to a good standard for the long term. Her recommendations are always highly considered and she has always provided me comprehensive, balanced advice to support any required decisions. I highly recommend Sarah as a Property Manager.
Own a similar property?
Whether or not you are thinking of selling, having your home appraised can be a great way of understanding the local market.
Start your property appraisal
Find the right loan for you
At Oxygen Home Loans, we work for you, not the banks, and pride ourselves on quality advice.
FIND THE RIGHT LOAN FOR ME